No credit or bad credit

We can help build or rebuild your credit

Welcome to iCapital Financial

OUR GOAL IS TO HELP CANADIANS TAKE CONTROL OF THEIR FINANCES. WE DO THAT BY PROVIDING PROGRAMS THAT HELP PEOPLE TO BUILD CREDIT SAFELY. WE CHOOSE TO FOCUS ON CREDIT BECAUSE IT IS A KEY PART OF FINANCIAL FREEDOM.

IF YOU BECOME A ICAPITAL FINANCIAL CLIENT, WE’LL BE HAPPY WHEN YOU LEAVE… BUT ONLY IF YOU LEAVE BETTER EQUIPPED TO DEAL WITH THE BANKING SYSTEM.

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What's your credit score?

Raise your credit

EVERY PAYMENT YOU MAKE GETS REPORTED TO THE CREDIT BUREAUS, GIVING YOU THAT ALL IMPORTANT POSITIVE PAYMENT HISTORY.

start building savings

BY THE END OF YOUR PROGRAM, YOU'LL HAVE A STASH OF CASH TO USE HOWEVER YOU LIKE*.

Get financial knowledge

BECOME FINANCIALLY SAVVY THROUGH OUR FINANCIAL INTELLIGENCE TRAINING AND THE ICAPITAL BLOG.

never get refused again

HEARING NO WHEN IT COMES TO CREDIT WILL BECOME A THING OF THE PAST WITH GOOD CREDIT & FINANCIAL HEALTH.

“ I am now in a position where I am able to obtain credit (just bought a brand new car and refinanced my mortgage for a fantastic rate) and it took little to no time at all. I would 100% recommend Refresh to anyone looking to rebuild credit with as little hassle as possible. ”

Sophie E.

Have a question?

Feel free to get in touch with us at any time by calling 1 (888) 391-5182, Live Chat or filling out contact form.